Insurance Package Overview - Iceland to Go

INCLUDED

BASIC

Excess liability 3.500€

Deposit: €1,000

Price: Included in car rental

  • OC (Third-Party Coverage)

  • TP (Theft Protection)

  • GP (Gravel Protection)

  • SADW (Sand & Ash Damage Waiver)

  • Driver covers damages up to €3,500

  • €1,000 deposit required

  • -

  • -

  • -


Included in car rental

INCLUDED

BASIC

Excess liability 3.500€

Deposit: €1,000

Price: Included in car rental

  • OC (Third-Party Coverage)

  • TP (Theft Protection)

  • GP (Gravel Protection)

  • SADW (Sand & Ash Damage Waiver)

  • Driver covers damages up to €3,500

  • €1,000 deposit required

  • -

  • -

  • -


Included in car rental

INCLUDED

BASIC

Excess liability 3.500€

Deposit: €1,000

Price: Included in car rental

  • OC (Third-Party Coverage)

  • TP (Theft Protection)

  • GP (Gravel Protection)

  • SADW (Sand & Ash Damage Waiver)

  • Driver covers damages up to €3,500

  • €1,000 deposit required

  • -

  • -

  • -


Included in car rental

INCLUDED

BASIC

Excess liability 3.500€

Deposit: €1,000

Price: Included in car rental

  • OC (Third-Party Coverage)

  • TP (Theft Protection)

  • GP (Gravel Protection)

  • SADW (Sand & Ash Damage Waiver)

  • Driver covers damages up to €3,500

  • €1,000 deposit required

  • -

  • -

  • -


Included in car rental

INCLUDED

GOLD

+29 EUR/day

Excess liability 1.500€

Deposit: none

Price: €29/day (VAT included)

  • OC (Third-Party Coverage)

  • TP (Theft Protection)

  • GP (Gravel Protection)

  • CDW + SCDW (Collision Damage Waiver)

  • Window & tire protection

  • Driver covers damages up to €1,500

  • No deposit required

  • -

  • -

INSURANCE

INCLUDED

GOLD

+29 EUR/day

Excess liability 1.500€

Deposit: none

Price: €29/day (VAT included)

  • OC (Third-Party Coverage)

  • TP (Theft Protection)

  • GP (Gravel Protection)

  • CDW + SCDW (Collision Damage Waiver)

  • Window & tire protection

  • Driver covers damages up to €1,500

  • No deposit required

  • -

  • -

INSURANCE

INCLUDED

GOLD

+29 EUR/day

Excess liability 1.500€

Deposit: none

Price: €29/day (VAT included)

  • OC (Third-Party Coverage)

  • TP (Theft Protection)

  • GP (Gravel Protection)

  • CDW + SCDW (Collision Damage Waiver)

  • Window & tire protection

  • Driver covers damages up to €1,500

  • No deposit required

  • -

  • -

INSURANCE

INCLUDED

GOLD

+29 EUR/day

Excess liability 1.500€

Deposit: none

Price: €29/day (VAT included)

  • OC (Third-Party Coverage)

  • TP (Theft Protection)

  • GP (Gravel Protection)

  • CDW + SCDW (Collision Damage Waiver)

  • Window & tire protection

  • Driver covers damages up to €1,500

  • No deposit required

  • -

  • -

INSURANCE

INCLUDED

PLATINUM

+49 EUR/day

Excess liability 0€

Deposit: none

Price: €49/day (VAT included)

  • Full Protection Package

  • OC, TP, GP, CDW + SCDW

  • Window, tire & undercarriage protection

  • Sand & Ash Damage Waiver (SADW)

  • Protection against water and strong wind damage

  • Free Extra Driver

  • Free In-Car WiFi

  • Driver pays €0 in case of damage

  • No deposit required

INSURANCE

INCLUDED

PLATINUM

+49 EUR/day

Excess liability 0€

Deposit: none

Price: €49/day (VAT included)

  • Full Protection Package

  • OC, TP, GP, CDW + SCDW

  • Window, tire & undercarriage protection

  • Sand & Ash Damage Waiver (SADW)

  • Protection against water and strong wind damage

  • Free Extra Driver

  • Free In-Car WiFi

  • Driver pays €0 in case of damage

  • No deposit required

INSURANCE

INCLUDED

PLATINUM

+49 EUR/day

Excess liability 0€

Deposit: none

Price: €49/day (VAT included)

  • Full Protection Package

  • OC, TP, GP, CDW + SCDW

  • Window, tire & undercarriage protection

  • Sand & Ash Damage Waiver (SADW)

  • Protection against water and strong wind damage

  • Free Extra Driver

  • Free In-Car WiFi

  • Driver pays €0 in case of damage

  • No deposit required

INSURANCE

INCLUDED

PLATINUM

+49 EUR/day

Excess liability 0€

Deposit: none

Price: €49/day (VAT included)

  • Full Protection Package

  • OC, TP, GP, CDW + SCDW

  • Window, tire & undercarriage protection

  • Sand & Ash Damage Waiver (SADW)

  • Protection against water and strong wind damage

  • Free Extra Driver

  • Free In-Car WiFi

  • Driver pays €0 in case of damage

  • No deposit required

INSURANCE

Why insurance matters:

Driving in Iceland is unforgettable – but it can also be unpredictable. Gravel, strong winds, volcanic ash and sudden weather changes can cause serious damage. Repair costs here are high, so the right insurance is the smartest way to enjoy your trip with peace of mind.

BASIC – included in every rental

✔ Essential coverage at no extra cost.

✔ Third-party liability, theft protection, gravel protection, and basic collision.

How it works:

You’re covered for the basics, but if damage happens, you cover up to €3,500 yourself. A €1,000 deposit is required at pickup.

👉 Best for travellers on a budget who accept higher risk.


GOLD – peace of mind upgrade (€29/day)

✔ Lower deductible: instead of €3,500, you only cover up to €1,500.

✔ Extra protection: windows and tires included.

✔ No deposit required.

Why it’s worth it:

A cracked windshield or damaged tire can easily cost hundreds of euros in Iceland. With Gold, those surprises are covered – giving you peace of mind for just €29/day.

👉 Recommended for most travellers who want comfort without worrying about hidden costs.


PLATINUM – complete freedom (€49/day)

✔ Zero excess: if damage happens, you pay nothing.

✔ Covers almost everything – collision, theft, gravel, tires, windows, undercarriage, sand & ash, even wind damage.

✔ Extras included: free extra driver + free in-car WiFi.

Why it’s worth it:

With Platinum, you don’t just rent a car – you rent confidence. Whatever happens on the road, you won’t face unexpected bills. Perfect for families, adventurers, or anyone who values total security.

👉 Our most popular choice for stress-free travel in Iceland.

Why insurance matters:

Driving in Iceland is unforgettable – but it can also be unpredictable. Gravel, strong winds, volcanic ash and sudden weather changes can cause serious damage. Repair costs here are high, so the right insurance is the smartest way to enjoy your trip with peace of mind.

BASIC – included in every rental

✔ Essential coverage at no extra cost.

✔ Third-party liability, theft protection, gravel protection, and basic collision.

How it works:

You’re covered for the basics, but if damage happens, you cover up to €3,500 yourself. A €1,000 deposit is required at pickup.

👉 Best for travellers on a budget who accept higher risk.


GOLD – peace of mind upgrade (€29/day)

✔ Lower deductible: instead of €3,500, you only cover up to €1,500.

✔ Extra protection: windows and tires included.

✔ No deposit required.

Why it’s worth it:

A cracked windshield or damaged tire can easily cost hundreds of euros in Iceland. With Gold, those surprises are covered – giving you peace of mind for just €29/day.

👉 Recommended for most travellers who want comfort without worrying about hidden costs.


PLATINUM – complete freedom (€49/day)

✔ Zero excess: if damage happens, you pay nothing.

✔ Covers almost everything – collision, theft, gravel, tires, windows, undercarriage, sand & ash, even wind damage.

✔ Extras included: free extra driver + free in-car WiFi.

Why it’s worth it:

With Platinum, you don’t just rent a car – you rent confidence. Whatever happens on the road, you won’t face unexpected bills. Perfect for families, adventurers, or anyone who values total security.

👉 Our most popular choice for stress-free travel in Iceland.

Gravel Protection (GP)

Covers damage to the bodywork, headlights, and windshield caused by gravel – especially important on Icelandic roads, where loose stones are common.

Deductible:

  • Basic Insurance: €1000

  • Silver: €250

  • Gold & Platinum: €0

Collision Damage Waiver (CDW)

Reduces your financial liability for damage resulting from a collision. Included in all plans as a basic level of protection.

Super Collision Damage Waiver (SCDW)

Additional protection included in the Gold and Platinum plans. Reduces the collision deductible to €500.

Third-Party Liability Insurance

Covers damages caused to other vehicles or property. Included in all plans.

Theft Protection (TP)

Covers the rental vehicle in case of theft. Does not cover personal belongings left inside the vehicle. Available in all packages.

Sand and Ash Damage Waiver (SADW)

Icelandic winds can carry fine sand and volcanic ash, causing serious damage to paint and glass. This coverage is included in the Platinum package.

Tire Protection

Covers repair or replacement of damaged tires at no extra cost. Included in the Platinum package.

Zero Excess

Complete coverage with zero deductible in the event of damage. Exclusive to the Platinum package.

Free Extra Driver

Add a second driver at no extra charge. Included in the Platinum package.

Free Car WiFi

Stay connected with complimentary in-car Wi-Fi throughout your journey in Iceland. Exclusive to the Platinum package.

Exclusions – Not Covered by Any Insurance

  • Driving under the influence of alcohol or drugs

  • Driving off designated roads or on F-roads without a 4x4 vehicle

  • Driving through rivers, on ice, snow, sand dunes, or beaches

  • Damage caused by animals

  • Damage resulting from gross negligence or intentional actions

  • Wind damage (e.g., doors blown off)

  • Flat tires, damage to rims, suspension, or undercarriage

  • Damage caused by using incorrect fuel

  • Driving the vehicle by unauthorized individuals

Exclusions - Not Covered by Any Insurance

  • Driving under the influence of alcohol or drugs

  • Driving off designated roads or on F-roads without a 4x4 vehicle

  • Driving through rivers, on ice, snow, sand dunes, or beaches

  • Gross negligence or intentional actions

  • Using incorrect fuel

  • Damage caused by animals

  • Driving by unauthorized persons

Exclusions - Not Covered by Any Insurance

  • Driving under the influence of alcohol or drugs

  • Driving off designated roads or on F-roads without a 4x4 vehicle

  • Driving through rivers, on ice, snow, sand dunes, or beaches

  • Gross negligence or intentional actions

  • Using incorrect fuel

  • Damage caused by animals

  • Driving by unauthorized persons

Gravel Protection (GP)

Covers damage to the bodywork, headlights, and windshield caused by gravel – especially important on Icelandic roads, where loose stones are common.

Deductible:

  • Basic Insurance: €1000

  • Silver: €250

  • Gold & Platinum: €0

Collision Damage Waiver (CDW)

Reduces your financial liability for damage resulting from a collision. Included in all plans as a basic level of protection.

Super Collision Damage Waiver (SCDW)

Additional protection included in the Gold and Platinum plans. Reduces the collision deductible to €500.

Third-Party Liability Insurance

Covers damages caused to other vehicles or property. Included in all plans.

Theft Protection (TP)

Covers the rental vehicle in case of theft. Does not cover personal belongings left inside the vehicle. Available in all packages.

Sand and Ash Damage Waiver (SADW)

Icelandic winds can carry fine sand and volcanic ash, causing serious damage to paint and glass. This coverage is included in the Platinum package.

Tire Protection

Covers repair or replacement of damaged tires at no extra cost. Included in the Platinum package.

Zero Excess

Complete coverage with zero deductible in the event of damage. Exclusive to the Platinum package.

Free Extra Driver

Add a second driver at no extra charge. Included in the Platinum package.

Free Car WiFi

Stay connected with complimentary in-car Wi-Fi throughout your journey in Iceland. Exclusive to the Platinum package.

Exclusions – Not Covered by Any Insurance

  • Driving under the influence of alcohol or drugs

  • Driving off designated roads or on F-roads without a 4x4 vehicle

  • Driving through rivers, on ice, snow, sand dunes, or beaches

  • Damage caused by animals

  • Damage resulting from gross negligence or intentional actions

  • Wind damage (e.g., doors blown off)

  • Flat tires, damage to rims, suspension, or undercarriage

  • Damage caused by using incorrect fuel

  • Driving the vehicle by unauthorized individuals

EXTRAS

UNLIMITED KILOMETERS

Drive without limits explore Iceland with no extra cost.

0€ / day

UNLIMITED KILOMETERS

Drive without limits explore Iceland with no extra cost.

0€ / day

EXTRA DRIVER

Share the road, add an extra driver for more comfort.

0€ / day

EXTRA DRIVER

Share the road, add an extra driver for more comfort.

0€ / day

WIFI

Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.

10€ / day

WIFI

Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.

10€ / day

BABY SEAT
0-13 Kg

Designed for infants maximum protection and comfort from the very first ride.

0€ / day

BABY SEAT
0-13 Kg

Designed for infants maximum protection and comfort from the very first ride.

0€ / day

baby seat
9-18 kg

A safe and ergonomic seat, perfect for toddlers who need both support and freedom.

0€ / day

baby seat
9-18 kg

A safe and ergonomic seat, perfect for toddlers who need both support and freedom.

0€ / day

baby seat
15-36 kg

Comfortable booster for older children, ensuring safety on longer trips.

0€ / day

baby seat
15-36 kg

Comfortable booster for older children, ensuring safety on longer trips.

0€ / day

UNLIMITED KILOMETERS

Drive without limits explore Iceland with no extra cost.

0€ / day

UNLIMITED KILOMETERS

Drive without limits explore Iceland with no extra cost.

0€ / day

EXTRA DRIVER

Share the road, add an extra driver for more comfort.

0€ / day

EXTRA DRIVER

Share the road, add an extra driver for more comfort.

0€ / day

WIFI

Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.

10€ / day

WIFI

Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.

10€ / day

BABY SEAT
0-13 Kg

Designed for infants maximum protection and comfort from the very first ride.

0€ / day

BABY SEAT
0-13 Kg

Designed for infants maximum protection and comfort from the very first ride.

0€ / day

baby seat
9-18 kg

A safe and ergonomic seat, perfect for toddlers who need both support and freedom.

0€ / day

baby seat
9-18 kg

A safe and ergonomic seat, perfect for toddlers who need both support and freedom.

0€ / day

baby seat
15-36 kg

Comfortable booster for older children, ensuring safety on longer trips.

0€ / day

baby seat
15-36 kg

Comfortable booster for older children, ensuring safety on longer trips.

0€ / day

UNLIMITED KILOMETERS

Drive without limits explore Iceland with no extra cost.

0€ / day

UNLIMITED KILOMETERS

Drive without limits explore Iceland with no extra cost.

0€ / day

EXTRA DRIVER

Share the road, add an extra driver for more comfort.

0€ / day

EXTRA DRIVER

Share the road, add an extra driver for more comfort.

0€ / day

WIFI

Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.

10€ / day

WIFI

Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.

10€ / day

BABY SEAT
0-13 Kg

Designed for infants maximum protection and comfort from the very first ride.

0€ / day

BABY SEAT
0-13 Kg

Designed for infants maximum protection and comfort from the very first ride.

0€ / day

baby seat
15-36 kg

Comfortable booster for older children, ensuring safety on longer trips.

0€ / day

baby seat
15-36 kg

Comfortable booster for older children, ensuring safety on longer trips.

0€ / day

baby seat
9-18 kg

A safe and ergonomic seat, perfect for toddlers who need both support and freedom.

0€ / day

baby seat
9-18 kg

A safe and ergonomic seat, perfect for toddlers who need both support and freedom.

0€ / day

220 Hafnarfjörður, Melabraut 29
ICELAND

ID No.: 700522-0320.

Simple rental, reliable cars and full comfort - explore Iceland without limits.

man on top brown hill
man on top brown hill

© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND

ID No.: 700522-0320.

Simple rental, reliable cars and full comfort - explore Iceland without limits.

man on top brown hill
man on top brown hill

© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND

ID No.: 700522-0320.

Simple rental, reliable cars and full comfort - explore Iceland without limits.

man on top brown hill
man on top brown hill

© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND

ID No.: 700522-0320.

Simple rental, reliable cars and full comfort - explore Iceland without limits.

man on top brown hill
man on top brown hill

© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND

ID No.: 700522-0320.

Simple rental, reliable cars and full comfort - explore Iceland without limits.

man on top brown hill
man on top brown hill

© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND

ID No.: 700522-0320.

Simple rental, reliable cars and full comfort - explore Iceland without limits.

man on top brown hill
man on top brown hill

© 2025 ICELAND TO GO.. All rights reserved.