Insurance Package Overview - Iceland to Go
INCLUDED
BASIC
Excess liability 3.500€
Deposit: €1,000
Price: Included in car rental
OC (Third-Party Coverage)
TP (Theft Protection)
GP (Gravel Protection)
SADW (Sand & Ash Damage Waiver)
Driver covers damages up to €3,500
€1,000 deposit required
-
-
-
Included in car rental
INCLUDED
BASIC
Excess liability 3.500€
Deposit: €1,000
Price: Included in car rental
OC (Third-Party Coverage)
TP (Theft Protection)
GP (Gravel Protection)
SADW (Sand & Ash Damage Waiver)
Driver covers damages up to €3,500
€1,000 deposit required
-
-
-
Included in car rental
INCLUDED
BASIC
Excess liability 3.500€
Deposit: €1,000
Price: Included in car rental
OC (Third-Party Coverage)
TP (Theft Protection)
GP (Gravel Protection)
SADW (Sand & Ash Damage Waiver)
Driver covers damages up to €3,500
€1,000 deposit required
-
-
-
Included in car rental
INCLUDED
BASIC
Excess liability 3.500€
Deposit: €1,000
Price: Included in car rental
OC (Third-Party Coverage)
TP (Theft Protection)
GP (Gravel Protection)
SADW (Sand & Ash Damage Waiver)
Driver covers damages up to €3,500
€1,000 deposit required
-
-
-
Included in car rental
INCLUDED
GOLD
+29 EUR/day
Excess liability 1.500€
Deposit: none
Price: €29/day (VAT included)
OC (Third-Party Coverage)
TP (Theft Protection)
GP (Gravel Protection)
CDW + SCDW (Collision Damage Waiver)
Window & tire protection
Driver covers damages up to €1,500
No deposit required
-
-
INSURANCE
INCLUDED
GOLD
+29 EUR/day
Excess liability 1.500€
Deposit: none
Price: €29/day (VAT included)
OC (Third-Party Coverage)
TP (Theft Protection)
GP (Gravel Protection)
CDW + SCDW (Collision Damage Waiver)
Window & tire protection
Driver covers damages up to €1,500
No deposit required
-
-
INSURANCE
INCLUDED
GOLD
+29 EUR/day
Excess liability 1.500€
Deposit: none
Price: €29/day (VAT included)
OC (Third-Party Coverage)
TP (Theft Protection)
GP (Gravel Protection)
CDW + SCDW (Collision Damage Waiver)
Window & tire protection
Driver covers damages up to €1,500
No deposit required
-
-
INSURANCE
INCLUDED
GOLD
+29 EUR/day
Excess liability 1.500€
Deposit: none
Price: €29/day (VAT included)
OC (Third-Party Coverage)
TP (Theft Protection)
GP (Gravel Protection)
CDW + SCDW (Collision Damage Waiver)
Window & tire protection
Driver covers damages up to €1,500
No deposit required
-
-
INSURANCE
INCLUDED
PLATINUM
+49 EUR/day
Excess liability 0€
Deposit: none
Price: €49/day (VAT included)
Full Protection Package
OC, TP, GP, CDW + SCDW
Window, tire & undercarriage protection
Sand & Ash Damage Waiver (SADW)
Protection against water and strong wind damage
Free Extra Driver
Free In-Car WiFi
Driver pays €0 in case of damage
No deposit required
INSURANCE
INCLUDED
PLATINUM
+49 EUR/day
Excess liability 0€
Deposit: none
Price: €49/day (VAT included)
Full Protection Package
OC, TP, GP, CDW + SCDW
Window, tire & undercarriage protection
Sand & Ash Damage Waiver (SADW)
Protection against water and strong wind damage
Free Extra Driver
Free In-Car WiFi
Driver pays €0 in case of damage
No deposit required
INSURANCE
INCLUDED
PLATINUM
+49 EUR/day
Excess liability 0€
Deposit: none
Price: €49/day (VAT included)
Full Protection Package
OC, TP, GP, CDW + SCDW
Window, tire & undercarriage protection
Sand & Ash Damage Waiver (SADW)
Protection against water and strong wind damage
Free Extra Driver
Free In-Car WiFi
Driver pays €0 in case of damage
No deposit required
INSURANCE
INCLUDED
PLATINUM
+49 EUR/day
Excess liability 0€
Deposit: none
Price: €49/day (VAT included)
Full Protection Package
OC, TP, GP, CDW + SCDW
Window, tire & undercarriage protection
Sand & Ash Damage Waiver (SADW)
Protection against water and strong wind damage
Free Extra Driver
Free In-Car WiFi
Driver pays €0 in case of damage
No deposit required
INSURANCE
Why insurance matters:
Driving in Iceland is unforgettable – but it can also be unpredictable. Gravel, strong winds, volcanic ash and sudden weather changes can cause serious damage. Repair costs here are high, so the right insurance is the smartest way to enjoy your trip with peace of mind.
BASIC – included in every rental
✔ Essential coverage at no extra cost.
✔ Third-party liability, theft protection, gravel protection, and basic collision.
How it works:
You’re covered for the basics, but if damage happens, you cover up to €3,500 yourself. A €1,000 deposit is required at pickup.
👉 Best for travellers on a budget who accept higher risk.
GOLD – peace of mind upgrade (€29/day)
✔ Lower deductible: instead of €3,500, you only cover up to €1,500.
✔ Extra protection: windows and tires included.
✔ No deposit required.
Why it’s worth it:
A cracked windshield or damaged tire can easily cost hundreds of euros in Iceland. With Gold, those surprises are covered – giving you peace of mind for just €29/day.
👉 Recommended for most travellers who want comfort without worrying about hidden costs.
PLATINUM – complete freedom (€49/day)
✔ Zero excess: if damage happens, you pay nothing.
✔ Covers almost everything – collision, theft, gravel, tires, windows, undercarriage, sand & ash, even wind damage.
✔ Extras included: free extra driver + free in-car WiFi.
Why it’s worth it:
With Platinum, you don’t just rent a car – you rent confidence. Whatever happens on the road, you won’t face unexpected bills. Perfect for families, adventurers, or anyone who values total security.
👉 Our most popular choice for stress-free travel in Iceland.
Why insurance matters:
Driving in Iceland is unforgettable – but it can also be unpredictable. Gravel, strong winds, volcanic ash and sudden weather changes can cause serious damage. Repair costs here are high, so the right insurance is the smartest way to enjoy your trip with peace of mind.
BASIC – included in every rental
✔ Essential coverage at no extra cost.
✔ Third-party liability, theft protection, gravel protection, and basic collision.
How it works:
You’re covered for the basics, but if damage happens, you cover up to €3,500 yourself. A €1,000 deposit is required at pickup.
👉 Best for travellers on a budget who accept higher risk.
GOLD – peace of mind upgrade (€29/day)
✔ Lower deductible: instead of €3,500, you only cover up to €1,500.
✔ Extra protection: windows and tires included.
✔ No deposit required.
Why it’s worth it:
A cracked windshield or damaged tire can easily cost hundreds of euros in Iceland. With Gold, those surprises are covered – giving you peace of mind for just €29/day.
👉 Recommended for most travellers who want comfort without worrying about hidden costs.
PLATINUM – complete freedom (€49/day)
✔ Zero excess: if damage happens, you pay nothing.
✔ Covers almost everything – collision, theft, gravel, tires, windows, undercarriage, sand & ash, even wind damage.
✔ Extras included: free extra driver + free in-car WiFi.
Why it’s worth it:
With Platinum, you don’t just rent a car – you rent confidence. Whatever happens on the road, you won’t face unexpected bills. Perfect for families, adventurers, or anyone who values total security.
👉 Our most popular choice for stress-free travel in Iceland.
Gravel Protection (GP)
Covers damage to the bodywork, headlights, and windshield caused by gravel – especially important on Icelandic roads, where loose stones are common.
Deductible:
Basic Insurance: €1000
Silver: €250
Gold & Platinum: €0
Collision Damage Waiver (CDW)
Reduces your financial liability for damage resulting from a collision. Included in all plans as a basic level of protection.
Super Collision Damage Waiver (SCDW)
Additional protection included in the Gold and Platinum plans. Reduces the collision deductible to €500.
Third-Party Liability Insurance
Covers damages caused to other vehicles or property. Included in all plans.
Theft Protection (TP)
Covers the rental vehicle in case of theft. Does not cover personal belongings left inside the vehicle. Available in all packages.
Sand and Ash Damage Waiver (SADW)
Icelandic winds can carry fine sand and volcanic ash, causing serious damage to paint and glass. This coverage is included in the Platinum package.
Tire Protection
Covers repair or replacement of damaged tires at no extra cost. Included in the Platinum package.
Zero Excess
Complete coverage with zero deductible in the event of damage. Exclusive to the Platinum package.
Free Extra Driver
Add a second driver at no extra charge. Included in the Platinum package.
Free Car WiFi
Stay connected with complimentary in-car Wi-Fi throughout your journey in Iceland. Exclusive to the Platinum package.
Exclusions – Not Covered by Any Insurance
Driving under the influence of alcohol or drugs
Driving off designated roads or on F-roads without a 4x4 vehicle
Driving through rivers, on ice, snow, sand dunes, or beaches
Damage caused by animals
Damage resulting from gross negligence or intentional actions
Wind damage (e.g., doors blown off)
Flat tires, damage to rims, suspension, or undercarriage
Damage caused by using incorrect fuel
Driving the vehicle by unauthorized individuals
Exclusions - Not Covered by Any Insurance
Driving under the influence of alcohol or drugs
Driving off designated roads or on F-roads without a 4x4 vehicle
Driving through rivers, on ice, snow, sand dunes, or beaches
Gross negligence or intentional actions
Using incorrect fuel
Damage caused by animals
Driving by unauthorized persons
Exclusions - Not Covered by Any Insurance
Driving under the influence of alcohol or drugs
Driving off designated roads or on F-roads without a 4x4 vehicle
Driving through rivers, on ice, snow, sand dunes, or beaches
Gross negligence or intentional actions
Using incorrect fuel
Damage caused by animals
Driving by unauthorized persons
Gravel Protection (GP)
Covers damage to the bodywork, headlights, and windshield caused by gravel – especially important on Icelandic roads, where loose stones are common.
Deductible:
Basic Insurance: €1000
Silver: €250
Gold & Platinum: €0
Collision Damage Waiver (CDW)
Reduces your financial liability for damage resulting from a collision. Included in all plans as a basic level of protection.
Super Collision Damage Waiver (SCDW)
Additional protection included in the Gold and Platinum plans. Reduces the collision deductible to €500.
Third-Party Liability Insurance
Covers damages caused to other vehicles or property. Included in all plans.
Theft Protection (TP)
Covers the rental vehicle in case of theft. Does not cover personal belongings left inside the vehicle. Available in all packages.
Sand and Ash Damage Waiver (SADW)
Icelandic winds can carry fine sand and volcanic ash, causing serious damage to paint and glass. This coverage is included in the Platinum package.
Tire Protection
Covers repair or replacement of damaged tires at no extra cost. Included in the Platinum package.
Zero Excess
Complete coverage with zero deductible in the event of damage. Exclusive to the Platinum package.
Free Extra Driver
Add a second driver at no extra charge. Included in the Platinum package.
Free Car WiFi
Stay connected with complimentary in-car Wi-Fi throughout your journey in Iceland. Exclusive to the Platinum package.
Exclusions – Not Covered by Any Insurance
Driving under the influence of alcohol or drugs
Driving off designated roads or on F-roads without a 4x4 vehicle
Driving through rivers, on ice, snow, sand dunes, or beaches
Damage caused by animals
Damage resulting from gross negligence or intentional actions
Wind damage (e.g., doors blown off)
Flat tires, damage to rims, suspension, or undercarriage
Damage caused by using incorrect fuel
Driving the vehicle by unauthorized individuals
EXTRAS

UNLIMITED KILOMETERS
Drive without limits explore Iceland with no extra cost.
0€ / day

UNLIMITED KILOMETERS
Drive without limits explore Iceland with no extra cost.
0€ / day

EXTRA DRIVER
Share the road, add an extra driver for more comfort.
0€ / day

EXTRA DRIVER
Share the road, add an extra driver for more comfort.
0€ / day

WIFI
Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.
10€ / day

WIFI
Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.
10€ / day

BABY SEAT
0-13 Kg
Designed for infants maximum protection and comfort from the very first ride.
0€ / day

BABY SEAT
0-13 Kg
Designed for infants maximum protection and comfort from the very first ride.
0€ / day

baby seat
9-18 kg
A safe and ergonomic seat, perfect for toddlers who need both support and freedom.
0€ / day

baby seat
9-18 kg
A safe and ergonomic seat, perfect for toddlers who need both support and freedom.
0€ / day

baby seat
15-36 kg
Comfortable booster for older children, ensuring safety on longer trips.
0€ / day

baby seat
15-36 kg
Comfortable booster for older children, ensuring safety on longer trips.
0€ / day

UNLIMITED KILOMETERS
Drive without limits explore Iceland with no extra cost.
0€ / day

UNLIMITED KILOMETERS
Drive without limits explore Iceland with no extra cost.
0€ / day

EXTRA DRIVER
Share the road, add an extra driver for more comfort.
0€ / day

EXTRA DRIVER
Share the road, add an extra driver for more comfort.
0€ / day

WIFI
Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.
10€ / day

WIFI
Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.
10€ / day

BABY SEAT
0-13 Kg
Designed for infants maximum protection and comfort from the very first ride.
0€ / day

BABY SEAT
0-13 Kg
Designed for infants maximum protection and comfort from the very first ride.
0€ / day

baby seat
9-18 kg
A safe and ergonomic seat, perfect for toddlers who need both support and freedom.
0€ / day

baby seat
9-18 kg
A safe and ergonomic seat, perfect for toddlers who need both support and freedom.
0€ / day

baby seat
15-36 kg
Comfortable booster for older children, ensuring safety on longer trips.
0€ / day

baby seat
15-36 kg
Comfortable booster for older children, ensuring safety on longer trips.
0€ / day

UNLIMITED KILOMETERS
Drive without limits explore Iceland with no extra cost.
0€ / day

UNLIMITED KILOMETERS
Drive without limits explore Iceland with no extra cost.
0€ / day

EXTRA DRIVER
Share the road, add an extra driver for more comfort.
0€ / day

EXTRA DRIVER
Share the road, add an extra driver for more comfort.
0€ / day

WIFI
Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.
10€ / day

WIFI
Add portable Wi-Fi to your rental. Unlimited data, up to 5 devices.
10€ / day

BABY SEAT
0-13 Kg
Designed for infants maximum protection and comfort from the very first ride.
0€ / day

BABY SEAT
0-13 Kg
Designed for infants maximum protection and comfort from the very first ride.
0€ / day

baby seat
15-36 kg
Comfortable booster for older children, ensuring safety on longer trips.
0€ / day

baby seat
15-36 kg
Comfortable booster for older children, ensuring safety on longer trips.
0€ / day

baby seat
9-18 kg
A safe and ergonomic seat, perfect for toddlers who need both support and freedom.
0€ / day

baby seat
9-18 kg
A safe and ergonomic seat, perfect for toddlers who need both support and freedom.
0€ / day

220 Hafnarfjörður, Melabraut 29
ICELAND
ID No.: 700522-0320.


© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND
ID No.: 700522-0320.


© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND
ID No.: 700522-0320.


© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND
ID No.: 700522-0320.


© 2025 Iceland To Go.
Wszystkie prawa zastrzeżone.

220 Hafnarfjörður, Melabraut 29
ICELAND
ID No.: 700522-0320.


© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND
ID No.: 700522-0320.


© 2025 ICELAND TO GO.. All rights reserved.

220 Hafnarfjörður, Melabraut 29
ICELAND
ID No.: 700522-0320.


© 2025 ICELAND TO GO.. All rights reserved.